Indian Overseas Bank Recruitment 2026: Apply Online for 291 Officer Vacancies, Check Eligibility & Salary Details, a leading public sector bank headquartered in Chennai, has officially published a comprehensive notification (Advt. No. HRDD/RECT/04/2026-27) inviting online applications for 291 Generalist and Specialist Officer vacancies. This major recruitment drive aims to fill key operational and technological positions in Junior Management Grade Scale I (JMGS I), Middle Management Grade Scale II (MMGS II), and Middle Management Grade Scale III (MMGS III) across various domains, including Branch Management, Information Technology, Cyber Security, IS Audit, Database Administration, Network Administration, Credit, Risk, and Security. Qualified and experienced professionals seeking a dynamic banking career in a premier government institution can register online between 29th August 2026 and 15th September 2026 via the official bank portal at www.iob.bank.in.
Below is the complete, step-by-step breakdown of the official notification covering eligibility criteria, educational qualifications, post-wise experience, salary structure, age limits, exam pattern, application fee, and direct application links provided by RecruitmentArena.
Indian Overseas Bank Recruitment 2026
📌 Overview Table
| Parameter | Details |
| Organization Name | Indian Overseas Bank (IOB) |
| Advertisement Number | HRDD/RECT/04/2026-27 |
| Post Names | Generalist & Specialist Officers (Scale I, II & III) |
| Total Vacancies | 291 Posts |
| Job Location | Anywhere in India |
| Application Mode | Online Only |
| Registration Dates | 29th August 2026 to 15th September 2026 |
| CBT Exam Date | To Be Announced (TBA) |
| Official Website | www.iob.bank.in |
🎓 Post Wise Qualification & Eligibility Criteria
Indian Overseas Bank Recruitment 2026 Candidates applying for IOB Officer Recruitment 2026 must meet the mandatory educational qualifications, professional certifications, and post-qualification work experience criteria as on 1st August 2026.
- 1. Manager – Branch Management (Scale II) [100 Posts]:
- Educational Qualification: Bachelor’s Degree (Graduation) in any discipline from a recognized University or equivalent qualification recognized by the Central Government.
- Experience: Minimum 3 years of post-qualification experience as an Officer in any Scheduled Public Sector Bank or Scheduled Private Sector Bank, with at least 2 years in Branch Banking. Candidates with Scale I Branch Head experience are preferred.
- 2. Manager – IT (Scale II) [65 Posts]:
- Educational Qualification: B.E. / B.Tech in Computer Science, IT, Electronics & Communication, or Electronics & Instrumentation; OR MCA; OR M.Sc. in Computer Science/IT from a recognized University.
- Experience: Minimum 5 years of post-qualification IT experience, including at least 3 years in Banking or BFSI domain. Hands-on experience in specialized technology domains (Full Stack, OS Admin, Network Admin, Cloud, DBA, DevOps, etc.) is required.
- 3. Manager – Information Security (Scale II) [05 Posts]:
- Educational Qualification: B.E. / B.Tech / M.E. / M.Tech in CS, IT, ECE, Cyber Security, or Information Security.
- Experience: Minimum 2 years of post-qualification work experience in at least 3 specified security domains (Web/Mobile App Security, API Security, SAST, DAST, Red Teaming, etc.). Professional certifications like OSCP, CISSP, CompTIA Security+, or GIAC are preferred.
- 4. Manager – IS Audit (Scale II) [05 Posts]:
- Educational Qualification: B.E. / B.Tech / M.E. / M.Tech in CS, IT, ECE, Cyber Security, or MCA.
- Experience: Minimum 2 years of experience with at least 1 year in Information Security / IS Audit / Cyber Security Audit in Banking/BFSI; OR 2 years experience in software development using Secure by Design principles. Mandatory certification: CISA, CISSP, ISO 27001:LA, or OSCP.
- 5. Senior Manager – IT (Scale III) [10 Posts]:
- Educational Qualification: B.E. / B.Tech (CS / IT / ECE / E&I) / MCA / M.Sc. (CS / IT).
- Experience: Minimum 8 years of post-qualification IT experience, including at least 5 years in Banking / BFSI handling mission-critical production systems, digital platforms, infrastructure, or cloud security.
- 6. Senior Manager – Information Security (Scale III) [03 Posts]:
- Educational Qualification: B.E. / B.Tech / M.E. / M.Tech in CS, IT, ECE, Cyber Security, or Information Security.
- Experience: Minimum 5 years of post-qualification experience in at least 3 security testing or engineering domains. Certifications like C|PENT, OSCP, CISSP, or GWAPT are preferred.
- 7. Senior Manager – IS Audit (Scale III) [02 Posts]:
- Educational Qualification: B.E. / B.Tech / M.E. / M.Tech in CS, IT, ECE, Cyber Security, or MCA.
- Experience: Minimum 5 years of experience with at least 3 years in IS Audit / Cyber Security Audit in Banking/BFSI; OR 5 years in secure banking software engineering. Mandatory certification: CISA, CISSP, ISO 27001:LA, or OSCP.
- 8. Senior Manager – Database Administrator (Scale III) [10 Posts]:
- Educational Qualification: B.E. / B.Tech (CS / IT / ECE / E&I) / MCA / M.Sc. (CS / IT).
- Experience: Minimum 8 years of post-qualification DBA experience, including 5 years in production DBA and 3 years in Banking/BFSI. Mandatory certification: Oracle OCA or OCP.
- 9. Senior Manager – Network Administrator (Scale III) [05 Posts]:
- Educational Qualification: B.E. / B.Tech / M.Tech in CS, IT, ECE, E&I, or MCA.
- Experience: Minimum 5 years of experience in network operations and security (Cisco FTD, Checkpoint). Mandatory certification: CCNA Routing & Switching / CCNA Security / CCSE.
- 10. Senior Manager – Cyber Security Administrator (Scale III) [05 Posts]:
- Educational Qualification: B.E. / B.Tech / M.E. / M.Tech in CS, IT, ECE, Cyber Security, or Information Security.
- Experience: Minimum 5 years of experience across Forensics, SIEM/XDR, IAM, API Security, or Network Security. Preferred certifications: CISSP, OSCP, CCNP Security, or CHFI.
- 11. Manager – Credit (Scale II) [35 Posts]:
- Educational Qualification: Graduation plus full-time MBA (Finance) / PGDBA / PGDBM / MMS (Finance); OR Chartered Accountant (CA); OR Cost Management Accountant (CMA).
- Experience: Minimum 3 years of post-qualification experience in a Bank or Financial Institution, with at least 2 years in credit processing/handling MSME or Corporate advances.
- 12. Senior Manager – Credit (Scale III) [15 Posts]:
- Educational Qualification: MBA (Finance) / PGDBA / PGDBM / MMS (Finance) / CA / CMA.
- Experience: Minimum 6 years of post-qualification experience in Bank/FI, with at least 4 years in credit Appraisal/Corporate Lending.
- 13. Senior Manager – Risk (Scale III) [06 Posts]:
- Educational Qualification: Graduation with MBA (Finance) / PGDM (Finance) / PGDBF / MFM / MFC / M.Sc. (Maths/Stats/Econ); OR Graduation with GARP (FRM) / PRMIA Certification.
- Experience: Minimum 5 years of post-qualification experience as an Officer in Risk, Credit, Treasury, Forex, or Finance in Public/Private Sector Banks or NBFCs.
- 14. Assistant Manager – Security (Scale I) [25 Posts]:
- Educational Qualification: Graduate from a recognized University with a mandatory Computer Certificate (min 3 months) or IT/CS subject in Graduation. Medical Category: SHAPE-1, Exemplary conduct.
- Experience: Retired JCO or equivalent with minimum 5 years service in Army/Navy/Air Force; OR Police/Paramilitary Officer not below Inspector rank with 5 years service in Sub-Inspector rank or above.
💰 Salary & Pay Scale Details
Indian Overseas Bank Recruitment 2026: Apply Online for 291 Officer Vacancies, Check Eligibility & Salary Details offers attractive pay scales, comprehensive allowances, and high total compensation packages for selected candidates as per the 12th Bipartite Settlement:
| Grade / Scale | Pay Scale (in ₹) | Estimated Monthly Gross Salary |
| JMGS I | ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – ₹85,290 | Approx. ₹75,000 – ₹85,000/- |
| MMGS II | ₹64,820 – 2340/1 – 67,160 – 2680/10 – ₹93,960 | Approx. ₹98,000 – ₹1,10,000/- |
| MMGS III | ₹85,920 – 2680/5 – 99,320 – 2980/2 – ₹1,05,280 | Approx. ₹1,25,000 – ₹1,40,000/- |
- Allowances & Perks: Officers are entitled to Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Conveyance Allowance, Mobile & Telephone Expense Reimbursement, Newspaper Cost, Residential Furniture Allowance, and Bank Owned/Leased Accommodation facility.
- Probation Period: 6 months active service for Generalist Officers (Scale II); 2 years for Security Officers (Scale I); 1 year for all other Specialist Officer posts.
- Service Indemnity Bond: Candidates must execute a bond to serve for a minimum of 3 years: ₹2,00,000/- for JMGS I and ₹2,50,000/- for MMGS II & III.
⏳ Age Limit
Age calculation cutoff date is 1st August 2026 (01.08.2026).
| Post Code & Name | Minimum Age | Maximum Age |
| Post 01: Manager (Branch Management – Scale II) | 23 Years | 33 Years |
| Post 02: Manager (IT – Scale II) | 25 Years | 35 Years |
| Post 03 & 04: Manager (IS / IS Audit – Scale II) | 22 Years | 32 Years |
| Post 05 & 08: Senior Manager (IT / DBA – Scale III) | 28 Years | 38 Years |
| Post 06, 07, 09, 10: Senior Manager (IS / IS Audit / Network / Cyber Security – Scale III) | 25 Years | 35 Years |
| Post 11: Manager (Credit – Scale II) | 23 Years | 33 Years |
| Post 12 & 13: Senior Manager (Credit / Risk – Scale III) | 25 Years | 35 Years |
| Post 14: Assistant Manager (Security – Scale I) | 30 Years | 45 Years |
Upper Age Relaxation Details
- Scheduled Caste / Scheduled Tribe (SC/ST): 5 Years
- Other Backward Classes (OBC – Non-Creamy Layer): 3 Years
- Persons with Benchmark Disabilities (PWBD): 10 Years
- Ex-Servicemen / ECOs / SSCOs: 5 Years
- Persons affected by 1984 Riots: 5 Years
📝 Selection Process
Indian Overseas Bank Recruitment 2026: Apply Online for 291 Officer Vacancies, Check Eligibility & Salary Details The selection process comprises a multi-stage evaluation with a combined weightage ratio of 80% for Online Written Examination and 20% for Personal Interview.
Stage 1: Online Examination Pattern (Objective – 100 Marks)
- For Generalist Officer (Branch Management – Scale II):
- English Language: 25 Questions | 25 Marks | 30 Minutes
- Professional Knowledge (Banking Law & Practice, Indian Economy, Principles of Banking, Financial Accounting): 75 Questions | 75 Marks | 90 Minutes
- Total: 100 Questions | 100 Marks | 120 Minutes
- For All Other Specialist Officer Posts (Scale I, II, III):
- English Language: 25 Questions | 25 Marks | 30 Minutes
- General Awareness (Special Reference to Banking Industry): 25 Questions | 25 Marks | 30 Minutes
- Professional Knowledge (Domain Specific): 50 Questions | 50 Marks | 60 Minutes
- Total: 100 Questions | 100 Marks | 120 Minutes
Important Notes on Written Test:
- Negative Marking: 1/4^(0.25) mark will be deducted for each incorrect answer.
- Qualifying Marks: 35% for Unreserved/EWS and 30% for SC/ST/OBC/PWBD in the Professional Knowledge section.
Stage 2: Personal Interview (100 Marks)
Indian Overseas Bank Recruitment 2026 Notification Candidates qualifying in the CBT exam will be called for a Personal Interview assessing role-related exposure, technical domain knowledge, and communication skills. Minimum qualifying marks in interview are 50% for Unreserved and 45% for Reserved categories.
💳 Application Fee
Application fees must be paid online during registration. Fees are strictly non-refundable.
| Category | Application Fee | GST / Charges | Total Payable |
| SC / ST / PWBD Candidates | ₹0/- | ₹175/- (Intimation Charge) | ₹175/- |
| General / OBC / EWS Candidates | ₹825/- | ₹175/- (Intimation Charge) | ₹1,000/- |
- Payment Methods: Debit Card, Credit Card, Net Banking, BHIM UPI, Mobile Wallets.
📅 Important Dates
| Event / Milestone | Date |
| Official Notification Release Date | 28th August 2026 |
| Online Application Registration Start Date | 29th August 2026 |
| Last Date to Apply Online & Pay Fee | 15th September 2026 |
| Closure for Editing Application Details | 15th September 2026 |
| Last Date for Printing Online Application | 30th September 2026 |
| Admit Card Release Date | October 2026 (Tentative) |
| Online Examination (CBT) Date | To Be Announced |
❓ How to Apply Online
Indian Overseas Bank Recruitment 2026 Notification Follow these easy steps to complete your online application for IOB Officers Recruitment 2026:
- Visit Official Website: Go to the official IOB recruitment page via
www.iob.bank.inunder the Careers section. - New Registration: Click on “Click here to Register Online” and enter basic details (Name, Contact Number, Email ID) to generate your Registration Number and Password.
- Fill Application Form: Log in using your credentials and accurately enter personal details, educational qualifications, caste category, and work experience.
- Upload Scanned Documents:
- Photograph (Passport size, pixels, 20–50 kb)
- Signature (Black ink, pixels, 10–20 kb)
- Left Thumb Impression pixels, 20–50 kb)
- Hand-written Declaration (pixels, 50–100 kb)
- Preview & Confirm: Verify all filled details carefully before hitting the “COMPLETE REGISTRATION” button.
- Online Fee Payment: Pay the application fee using your preferred digital payment mode.
- Print Application: Save and print the final system-generated application form and e-receipt for document verification.
🔗 Important Direct Links
| Resource Description | Link |
| Official Website | Click Here |
| Official Notification PDF | Click Here |
| Online Application Form | Click Here |
| Join RecruitmentArena Telegram | Click Here |
| Join RecruitmentArena WhatsApp | Click Here |
Stay tuned to RecruitmentArena for the latest job notifications, admit card updates, syllabus breakdown, and exam results!
